I'm very excited! I just got a small raise at work, so after taxes, 401k loan repayment, increased costs of benefits; I am able to put $75 semi monthly into my ING account!!!!

I know it's a little earl, but I am READY to get started on my $20 challenge.

My goal this year is to put away $1500 by Dec. 1st -- $500 to the emergency fund and $1000 for Christmas (for gift buying).


I have earned $14.48 from ebates that I will start the account with (although I won't have the money until Feb. 15th.)

I'm gonna try to do an automatic debit each pay for the challenge... Hopefully it will be smooth...

Hurray! I met my savings goal of $1k by 12/1.

I also was able to pay off one of my credit cards (Dell) that raised my APR to 30.9% when my payment posted HOURS after the due date. So long Dell, nice knowin ya. My balance was $4k, and I was paying $130-ish dollars a month. It will be nice to have that extra $130 a month to save...

I'm thinking about my goals for 2009. I'll have to get started on those soon.

Found a lotto ticket my hubby bought -- a $3 winner.

Got a $0.62 credit balance refund check from a bill that was overpaid.

Returned two shirts that didn't fit for $28 that goes into the ING account...

Still waiting on the $10 MySurvey check.

Beginning balance: $100

Added: $31.62

Ending balance: $131.62 (amount till goal $868.38)

I'm on a roll, I just opened an ING account with a portion of my economic stimulus payment.


ING balance: $100
Goal: $1000
Long way to go: $900

Jen